Agribank
1. Introduction to Agribank:
2. Introduction of Agribank's products and services
3. Introduction to LCASP loan products:
General information
Project Title: Low Carbon Agricultural Support
Sponsor: Asian Development Bank (ADB)
Capital withdrawal period: 2013 - 2019
Processing time: 2013 - 01/12/2044
Location (10 provinces in the project area): Lao Cai, Son La, Phu Tho, Bac Giang, Nam Dinh, Ha Tinh, Binh Dinh, Tien Giang, Ben Tre and Soc Trang.
Disbursement Bank: Vietnam Bank for Agriculture and Rural Development (Agribank) and Co-opbank (Vietnam Bank for Co-operatives)
Project objectives
Increased use of tailings and by-products for agriculture and animal husbandry for bioenergy and promotion of biogas technology applications, improved stoves, organic fertilizer production, and waste management measures. Raising and protecting the environment.
Loan purpose
To provide credit to customers for construction of biogas plants and items related to environmental treatment for biogas works (waste collection items for gas source equipment, grades Item wastewater treatment and sludge from biogas digesters).
Borrowers
- Individuals, households, enterprises in project provinces
- There is a need to borrow for construction of biogas works and associated items
- Commitment to comply with technical standards for the construction, operation and maintenance of biogas works
- Ability and willingness to repay on time, full loan principal / interest
Details
- Size of biogas plant: small (<= 50 m3), medium (51 - 499 m3) and large (> 500 m3).
- Environmental engineering standards of biogas works:
+ Small scale works: Customers commit to use masonry, composite gas tank or biogas contractor approved by the project.
+ Medium and large scale projects: PPMU approved and approved in advance for construction technology
- Type of loan: Vietnamese Dong
- Lending rates:
+ The maximum loan size for small-scale biogas plants and the biogas value chain is 100 million VND.
+ The maximum loan size for medium biogas plants and the biogas value chain is 1.700.000.000 VND.
+ Maximum loan size for large scale biogas plants and biogas value chain is 3,740,000,000 VND
- Loan maturity date:
+ For small-sized biogas plants: short-term (maximum 01 year), medium-term (over 01 year, maximum 05 years)
+ For medium and large sized biogas plants: maximum 10 years
- Overdue interest rate: maximum 150% of interest under Agribank period
- Loan procedures: according to current regulations of Agribank
Preferential regime for borrowing:
- The government (through the PPMU) will allocate support to the subproject owner after the biogas plant is certified to meet the environmental engineering standards of the project. The amount of support will be: (i) VND 3 million / works for small-scale works;
(Ii) 10 million / works for medium-sized works and (iii) 20 million / works for large-scale works.
- Loan interest rate: equal to 90% of Agribank 's lending interest rate for agro - forestry - fishery respectively.
- Simple, convenient, fast loan procedures.
List of participating branches:
STT |
Branch name |
Address |
Phone |
1 |
Bac Giang branch |
No. 45 Ngo Gia Tu Street, Bac Giang City |
0240.3824649 |
2 |
Son La branch |
No. 8, Chu Van Thinh Street, Son La City |
0223.3852403 |
3 |
Lao Cai branch |
No. 3A Hoang Lien, Coc Leu, Lao Cai |
020.3821223 |
4 |
Phu Tho branch |
Tran Phu, Gia Cam, Viet Tri, Phu Tho |
0210.3846844 |
5 |
Nam Dinh branch |
No. 315 Tran Hung Dao Street, Nam Dinh City |
0350.3846879 |
6 |
Bac Nam Dinh branch |
Lot N5 - Pham Ngu Lao Street - Nam Dinh City |
0350.3640941 |
7 |
Ha Tinh branch |
No. 1 Phan Dinh Phung Street, Ha Tinh City |
039.3855810 |
8 |
Binh Dinh branch |
No. 64 Le Duan, Quy Nhon City |
056.3525657 |
9 |
Tien Giang branch |
No. 31 Le Loi Street, Ward 1, My Tho City |
073.3880063 |
10 |
Soc Trang branch |
No. 20B Tran Hung Dao, Ward 2, Soc Trang City |
079.3820404 |
11 |
Ben Tre branch |
No. 284 A1 Dong Khoi Boulevard, Phu Khuong Ward, Ben Tre Town |
075.3826015 |